Why Do I Need Mexican Auto Insurance?

Most motorists are aware auto insurance is essential to responsible vehicle ownership and operation. But did you know that this obligation also extends south of the U.S. border and into Mexico? That’s why, before taking a trip to experience the warmth, culture, and excitement of our southern neighbor, you must understand and satisfy your auto insurance needs.

Why Is Mexican Auto Insurance Needed?

Like many states, Mexico has legal requirements regarding auto insurance. Whether you’ll be piloting your own vehicle across the border or renting one upon your arrival, you’re legally required to carry insurance if you plan to drive on public roads. Failure to adhere to these requirements could incur significant penalties.

What Does My Policy Cover?

Mexican auto insurance can offer similar financial protections as U.S. policies, and the following components may be essential:

• Liability coverage—This is required by law and may assist with third-party losses for which you’re at fault, such as if you injure someone in an accident or damage their vehicle.
• Physical damage coverage—This piece of Mexican auto insurance can financially protect your own vehicle from various threats, including crashes, theft, vandalism, fires and severe weather.
• Medical payments coverage—If you’re involved in an accident and you or your passengers are injured, this coverage may assist with resulting medical bills, regardless of fault.
• Medical evacuation coverage—In particularly dire situations, you may need to be airlifted or otherwise transported a great distance to suitable medical facilities. In such situations, this coverage can provide essential aid.
• Roadside assistance coverage—Being stranded on the side of the road in a foreign country can be a stressful situation, but this coverage can help with towing and other costs needed to help you resume your journey.

We’re Here to Help

Contact Variety Insurance Agency today to learn more about Mexican auto insurance and ensure you have the right coverage before heading south of the border.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.