Life Insurance

Life insurance is a financial safety net for families, offering security in the event of a loved one’s passing. However, insurance policies include exclusions—specific situations where benefits won’t be paid. Understanding these exclusions is key to making informed decisions about your coverage. Common Exclusions Here are some common life insurance exclusions:: Suicide clause—Most life insurance […]

Life insurance establishes a contract between an individual and an insurance company, where the insurer may pay a designated beneficiary a sum of money upon the death of an insured person. But beyond this basic definition, life insurance can also offer financial assistance in other ways, particularly concerning dealing with final expenses and estate planning. […]